25
Years of
financial excellence
About Company
Empowering Lives Through Financial Assistance
- Tailored loan solutions for rural & semi-urban India
- Technology-driven, transparent & paperless process
A registered NBFC driven by impact and innovation
V-Pay Finance is a trade name of an NBFC ie.M/s Siddhi Traders PVT LTD, a Reserve Bank of India (RBI)–registered non-banking financial company (NBFC) committed to empowering rural and semi-urban communities through tailored financial solutions. Established with the vision of fostering inclusive economic growth, V-Pay Finance provides accessible, transparent and responsible lending for both commercial entrepreneurs and household borrowers.
Target Market
- Rural villages and semi-urban townships across multiple states
- Smallholder farmers, self-help groups and agri-entrepreneurs
- Micro-enterprises in retail, services and light manufacturing
- Households seeking responsible, short- to medium-term credit
Competitive Advantages
- Deep local presence via field officers and community centers
- Streamlined, digital-enabled loan origination and repayment channels
- Customized credit appraisal aligned with vernacular languages and cultural contexts
- Stringent risk management framework in line with RBI norms
Governance & Compliance
V-Pay Finance upholds full compliance with RBI guidelines, conducts regular internal audits and follows stringent Know-Your-Customer (KYC) and anti-money-laundering (AML) protocols. Our risk management team ensures portfolio quality and transparency at every stage.
More DetailHighlights of V-Pay Finance
- RBI-Registered NBFC committed to empowering rural and semi-urban communities.
- Inclusive financial solutions tailored for underserved segments like small businesses, farmers, and first-time borrowers.
- Customer-centric approach ensuring affordable and responsible credit access.
- Diverse loan products including Micro Enterprise Loans, Agriculture Loans, MSME Term Loans, Household & Consumer Loans, and E-Drive Finance.
- Strong local presence through field officers and community centers ensuring better outreach.
- Digital-enabled services for easy, paperless loan processing and repayments.
- Customized credit appraisals considering local languages and cultural contexts.
- Robust governance & compliance with RBI norms, KYC & AML protocols.
- Commitment to social responsibility via financial literacy workshops and digital inclusion programs.
- Innovative financing options for emerging sectors like electric vehicles and rooftop solar panels.
Our Vision
Driving Inclusive Financial Growth
To become the financial partner and key enabler of inclusive and sustainable financial growth by providing accessible,innovative and customer- centric financial solutions and by delivering reliable, innovative financial services that drive sustainable prosperity especially to undeserved and unbanked segments of society.
Our Mission
Empowering Communities with Affordable Credit
To make financial assistance a reality for underserved communities.
- Extend affordable credit to underserved communities through a customer-centric approach.
- Bridge the gap in areas traditional banks often miss—rural sectors, small businesses, first-time borrowers, and informal workers.
- Leverage technology and local networks for simplified, convenient, and paperless loan access.
- Maintain the highest standards of compliance, integrity, and social responsibility in all our operations.
V-Pay Finance – Smart Loan Solutions for Every Need
Tailored Loan Solutions to Empower Your Dreams
Empowering Dreams with Accessible & Responsible Finance
Join thousands of entrepreneurs, farmers, and households who trust V-Pay Finance to support their growth and build a secure future. Let's make financial assistance a reality together.
Why Choose Us
Trusted Partner for Your Financial Journey
At V-Pay Finance, we are committed to empowering individuals and businesses through easy, transparent, and inclusive financial solutions. We are more than a lender — we are your partner in progress.
Customer-Centric Approach
We focus on your needs with personalized service and seamless financial solutions.
Transparent & Trusted
With clear processes and ethical practices, we build long-term trust and value.
